Terms and Conditions

These Terms and Conditions govern the use of our website. Please read the following carefully before using this website. By using mjwolff.com in any manner (whether browsing, following a link, sending an email to a Martin J. Wolff & Company, Inc. address, or using any other content or materials on mjwolff.com), you agree to all terms and conditions contained or referenced in these Terms and Conditions. The Terms and Conditions are in addition to any other agreements between you and Martin J. Wolff & Company, Inc. Martin J. Wolff & Company, Inc. reserves the right to, in its sole discretion, modify or change these Terms and Conditions at any time without prior notice to you. If at any time you choose not to accept these Terms and Conditions, please do not use this website or send email to any mjwolff.com email address.

1. Proprietary Rights and Restricted Use
The information on this website, along with any materials (including, for example, articles and product descriptions), is the intellectual property of Martin J. Wolff & Company, Inc. and/or the actual product provider and is protected under United States copyright and trademark laws. You may copy these materials so long as each copy (i) is solely for informational, non-commercial use and is not modified or revised in any manner; and (ii) plainly displays all copyright and other proprietary notices, in the same form and manner as on the original. All other uses are prohibited.

You are not authorized to post on or transmit to or from this website any defamatory, libelous, threatening, or harassing material, anything that infringes on a third party’s intellectual or other proprietary rights, or engage in any other conduct that could give rise to any civil or criminal liability under the law. Neither the contents of this website, nor any other intellectual property of Martin J. Wolff & Company, Inc., may be used on any other website or for any commercial purpose without our express written consent.

2. Disclaimer of Warranties and Liability

ANY INFORMATION, SERVICES, MATERIALS, SOFTWARE OR OTHER ITEMS ON THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND FREEDOM FROM COMPUTER VIRUSES AND SIMILAR DISABLING COMPONENTS.

OTHER THAN AS REQUIRED BY APPLICABLE LAW, MARTIN J. WOLFF & COMPANY, INC. SHALL NOT BE LIABLE FOR ANY ERRORS OR OMISSION IN THE INFORMATION PROVIDED ON THIS WEBSITE OR FOR ANY INJURY, LOSS, CLAIM OR DAMAGE, DIRECT OR INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL, RESULTING FROM YOUR USE OR MISUSE OF, OR RELIANCE ON, ANY SUCH INFORMATION.

MARTIN J. WOLFF & COMPANY, INC. DOES NOT WARRANT THE CONTENT, QUALITY, CONDITION, ACCURACY OR COMPLETENESS OF THIS INFORMATION. YOU ASSUME ALL RISKS AND LIABILITIES ARISING OUT OF USE OF THE INFORMATION, SERVICES, MATERIALS, SOFTWARE OR OTHER ITEMS ON THIS WEBSITE.

ACCESS TO THIS WEBSITE MAY BE MONITORED AND USE OF THIS SITE CONSTITUTES CONSENT TO MONITORING.

3. Links to Third Party Websites
Links to third party websites, and certain content from third party providers, are provided for your convenience and information only. The content in any linked website is not under Martin J. Wolff & Company, Inc.’s control and Martin J. Wolff & Company, Inc. is not responsible for it. Please see ourPrivacy Policy for more information.

4. Information from Third Party Websites
Information on this website, including but not limited to, available products, pricing and other matters, may be provided by third party websites. By using this website in any manner (whether browsing, following a link, sending an email, obtaining insurance or other product information or using any other content or materials), you agree to all terms and conditions contained or referenced in those third party websites.

5. Your Account
If you use this website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. We are not responsible for any changes to your account or any information obtained from accessing your account that arise from sharing your personalized account number and password with others or failure to keep your account number and password confidential. Further, by using this website, you warrant you are at least 18 years of age and possess the legal authority to use this website. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

6. Privacy and Security
Martin J. Wolff & Company, Inc. values and protects the privacy of your information.

7. No Offer to Buy or Sell, Solicitation, or Investment Advice
None of the information contained in this website should be viewed as an offer to buy or sell, or solicitation to purchase any of Martin J. Wolff & Company, Inc.’s products or services. Rather, the information is provided so that you can learn what products and services Martin J. Wolff & Company, Inc. generally offers.

Insurance coverage statements on this website are for general description purposes only. This website does not amend, modify, or supplement any insurance policy. Consult the actual policy, the company providing the insurance coverage or other product, your agent, or contact Martin J. Wolff & Company, Inc. for details regarding, terms, conditions, coverage, exclusions, products, services and programs which may be available to you.

Nothing in this website constitutes investment advice. Please consult the prospectus, policy and other written materials provided.

8. Secured Areas/Passwords
Some portions of this website are restricted and request a user identification code and password. Unauthorized use of or access to these portions of this website is strictly prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password.

9. Availability
Content and materials referenced in this website may not be appropriate or available for use in some jurisdictions. Variations in state law regarding the interpretation of insurance policies may exist, and any statements of coverage, scope, or intent in this website are general in nature and subject to such variations. Availability of coverage referenced in this website may be dependent on state regulations.

10. Jurisdiction and Enforceability
Use of this website shall be governed and construed in accordance with the laws of the State of California. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Los Angeles, California.

Should any provisions of these Terms and Conditions be held invalid, unlawful, or for any reason unenforceable, then the invalid, unlawful, or unenforceable provisions shall be severable from the remaining provisions. Such invalid, unlawful, or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

11. Products, Programs and Services May Not Be Available In Your State
Martin J. Wolff & Company, Inc. is not authorized to do business in every jurisdiction. Information on this website may reference products, programs and/or services that are not available in your state. Please contact us for information regarding products and services which may be available to you.

12. Indemnification
You agree to indemnify, defend, and hold harmless Martin J. Wolff & Company, Inc. and its suppliers and vendors from any liability, loss, claim, and expense (including reasonable attorneys’ fees) related to your violation of these terms and conditions.

13. Effective Date
The foregoing “Terms and Conditions” is effective as of November 25, 2008. Martin J. Wolff & Company, Inc. may change these terms and conditions from time to time without notice.